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The global insurance industry is grappling with widening coverage gap driven by climate change, globalized commerce, digital risks, public health and the aftermath of the pandemic. Moreover, traditional channels of distribution do not have the capacity to bridge this gap. Insurtech presents
opportunities to digitally embed protection in every personal and commercial interaction. Protection is evolving into becoming event-driven and on-demand, away from being process-driven and after-loss. Risk is assessed continuously with new signals like video, telematics and other sensors, replacing one-time document-based assessments.

Embedded Protection


New Risk Signals